Yahoo releases the Top Viral Photos of 2011 and it’s interesting that our own biggest crocodile “LOLONG” in the world is included: Photos from Yahoo

1. Philippines’ giant crocodile

2. Cyclops shark Vancouver

3. riot kiss
4. Atlantis shuttle launch
5. Earthquake bride
6. Bubble lake
7.Pepper spray at UC Davis
8. Lightning strikes Eiffel Tower
9. President Obama waves
10. Whale nearly swallows diver

I’ve been online for the last 10 years now and I have to say that I have learned a lot, gained friends, shared some of my thoughts, experiences and thoughts through my blogs. It has given me so many advantages in knowing about certain products, other people’s blogs, great resource websites. I started my 1^st blog in 2005 and it was on free blog hosting from bravejournal. I then made blogs using blogspot and then wordpress. My blogging really evolved and realized that getting my own domain is the best way to go too.

Before I ventured on getting my own domain, I read reviews, ask my friends for advice and even read tutorials online. Thanks to sites that offers web site hosting reviews for it was very helpful for me in choosing my webhost. I’ve been using Blue Host for a while now on this blog and I’m happy with their services.

If you are thinking of getting your own domain and web host, try to read reviews first so you can compare services of web host providers.

 

Kids were so excited to open the gifts they got from Santa on Christmas morning but it was our family tradition to open our exchange gifts after dinner time on Christmas day. Kids (but also adults) could not contain their excited to see what’s inside the wrapped gifts. My youngest niece would even find the gifts with her name written on it and then guard it ..lol She so funny! She would also try to guess what is the gift and would giggle with so much delight.

Christmas is a time for giving and even though there are times that money is hard, giving just a small present to each of us is already big enough. We don’t need too much expensive or glamorous gifts for what matters most is that you share and remember your loved one during Christmas day.

We’re looking forward for the next Christmas and I’m sure we’ll all enjoy opening them once again. Merry Christmas and Happy New Year all!

Few more days and 2012 is here already! Wow, time sure flies so fast. Another year will end and a new one will come. I have so many blessings received this year and I’m so thankful for that. I just want good health for my family this coming year. Mom will be operated next month because of her gallstones so I’m praying no complication will arise.

Speaking of my mom, she’s now very busy with her outdoor cleaning for she wanted our place to be clean and neat before the new year starts. Actually, she just finished her recent project. Mom already asked our helpers to changed our roof gutters before the rainy seasons will start. I’m pretty sure she still has lots of projects next year and I will not wonder if one day she’ll buy one of those outdoor thermometers and put it on our place.

Her new plants are also growing healthy plus she was excited to see some fruits on her mango tree already. Harvest will be on summer time. She still plans of planting another fruit tree in front of the house as she loves seeing her trees bear fruits. She definitely has a green thumb.

Hello everyone! I hope you all had a great Christmas together with your loved ones. Our family spent it together and there’s so much to be thankful for
1. Christmas Eve mass with the family eventhough we are not complete
2. Christmas Eve dinner with simple foods on out table. We just had spaghetti, fried chicken, crispy pork pata, cake, salad and fruits.
3. Christmas day spent with relatives
4. Kids receiving gifts from Santa
5. Kids got lots of gifts from us and their godparents
6. Christmas day lunch and dinner with friends and family
7. Opening of gifts of Christmas day
8. Greetings from a lot of friends via text, facebook etc.

I’m wishing you all a great year ahead!!

College students have a multitude of exciting opportunities at their fingertips during their educational experience. Studying abroad, joining clubs and other extra curricular activities, and making friendships that can often last a lifetime are just a few options that college co-eds often enjoy.

Learning about Other Cultures

Image courtesy of Flickr

Studying abroad is a very exciting and enriching program that offers students the opportunity to learn more about other cultures while living in faraway countries. Communication skills, language studies, and diversity are just a few things that can be learned and perfected while living in the heart of another culture, which can often result in more marketability when looking for a career path. However, getting the cash to pay for these experiences can seem difficult.

Grants Are the Best Option for Those Who Qualify

Those who qualify for student grants and scholarships should select this option, as these do not have to be paid back. The Rotary Foundation has a program called Ambassadorial Scholarships, which provide money to students who are studying abroad. Any funding should be started at least a year prior to the anticipated date of departure, as these can take awhile to process.

Studying and Working Abroad

Federally funded loans can also be used to pay for studying abroad, as long as the college or university is listed on the Federal School Code list, available through the U.S. Department of Education. Private loans can typically be used for these expenses as well, since the student will be enrolled in classes and is using the experience as education. Some students elect to seek internships in foreign countries, which provide excellent work experience and even may result in some income.

Costs Continue to Increase

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This year, college students can expect to pay the highest costs towards tuition, housing, and textbooks than students in the past decade. This can be attributed to an economic recession, which leads to increase in tuition as well as higher cost of living and rent. Those who have to take out loans to pay for education may be wary of doing so, since the job market is limited and obtaining the funds to repay the loans might be tough in the coming years. There are options to cut costs while studying, such as renting textbooks instead of buying them each semester or purchasing and downloading electronic books to save on printing costs.

Paying the Bills

For students who are working and need a little extra to make ends meet one month, payday installment loans are a great option. Choosing this method of borrowing money results in a quick turnaround and funds are in the bank quickly for emergency costs.

Expensive but Worthwhile

College is a great way to gain education and life experience, but it can be very expensive for students footing their own bills. Choosing options that provide more money with lower interest or no requirement to pay the money back can be very beneficial.

Hey all, 2 more days and it’s Christmas already. Are you done with your Christmas shopping and wrapping of gifts? If not, hurry up and do so. Though our country is experiecing yet another big disaster because of what typhoon SENDONG has done, that doesn’t stop us from celebrating Christmas. I’ll just be praying that all the provinces greatly affected by the disaster will stand on their feet back again.

May we also know the true meaning of Christmas. It’s not all about gifts and new toys/dresses etc. but it’s more about the birth of our Lord Jesus Christ, spirit of giving and sharing, love and fun. Have a wonderful Christmas everyone!

Personal loan companies are growing across the Internet, and many people are turning to these lenders instead of the usual bank loans and cash advances. While some personal loan companies require a credit check, many lenders on the Internet don't bother, and you can generally receive more money than a payday loan. Because of the easy application process and instant approval, getting a loan has never been easier. Here are several great reasons to apply for a personal loan.

Debt Consolidation

For those with debt in a variety of places, taking out a personal cash loan is a great idea to consolidate your debt so your debt is held within one loan with one interest rate. By using the money you receive from your loan, you can pay off your debt to your credit card companies, or any other debt you have, and be able to keep track of it better. Plus, personal loans generally have lower interest rates than credit cards.

Build Your Credit

Taking out small personal loans that you can easily pay off can build your credit, whether you don't have any credit yet or are looking to increase your credit score. Many people prefer this option to credit cards because of the lower interest rates and that you don't have to worry about overspending, which is usually the problem with credit cards.

Car Repairs

Nowadays, having a means of transportation is a necessity. In order to get to work, you need your car in good working condition. If your car broke down and you don't have the cash for immediate repairs, consider getting personal cash loans so you can get your car fixed quickly. Plus, the money is usually transferred into your checking account by the next business day, so you don't have to wait around to receive it.

Medical Expenses

Life is full of uncertainties, so you can't really tell when or where you'll figure in an accident. If you're tight on cash when an accident happens, you need emergency funds for your expenses. You can't run away from medical expenses, so taking out a personal loan is probably your best option. With several months to a few years alloted to pay off your loan, you don't have to get stressed with payment problems; you can just focus on taking care of yourself or your family.

 

Additional Uses

In reality, you can use your personal cash loan for just about anything. While some loans like student loans, can only be used for a specific purpose, personal loans can be used depending on how you see fit. When you need emergency cash for your medical bills, car repair, or just want to pay-off your other debts, don't forget to consider taking a personal cash loan.

Thankfully, the weather is getting a bit cooler everyday. There’s even a fog the other day that made a lot of us surprised but it was believed it was only a smog so people are advised not to be exposed to it all the time.

In some parts of the world, it’s winter already and I have to say that they need to bundle up so much as the weather can be brutally cold. For riders, they can use heated motorcycle clothing while on the road. At home, they can also use heaters and warm blankets to make them warm. Brrr..

Though it’s cold in the mornings here, we expect hot and humid days ahead that can make a lot of people mostly kids sick. So be sure to load yourself with vitamins C and eat healthy!

So thankful for the conveniences that a cellphone can give. Such a very good invention indeed. It's pretty easy now to talk to someone especially on emergency cases aside from being able to browse the internet if your phone is capable of. Cellphones bring communication to a whole new level, you can browse the net, chat, play games, listen to music, watch videos and use lots of apps.

Lately, my SIL is thinking of getting a new phone or better yet she’d wait for my sis to give her a new phone because her current phone is just a pity. The phone can’t receive messages on time or worst can’t receive any. Aside from that it has a poor cell reception that might need a booster. I know she can’t afford to have an iPhone but I think a Samsung or a Nokia touch screen phones will be enough for her.