Sunday, January 29, 2012

3 Ways to Cover Your Medical Expenses

There are things you can financially plan for in life such as having a baby, purchasing a home, or buying a car. Rarely do people plan for medical emergencies or medical expenses. Not planning ahead such expenses often leaves many people struggling to come up with the necessary funds to cover medical procedures or medical expenses.

If you have found yourself in a position where you need to come up with the money to cover your medical expenses or procedures, the following are three ways you can come with the cash you need.

Payday Loan Centers

Payday loan centers are a great resource for people who need cash quickly. Payday loans allow you to borrow money when you are in between paychecks. You will have to pay interest on the money you borrowed, but it is a great way to get money fast.

Applying for a payday loan is easy. You will be required to show a valid ID, proof of income, and depending upon the payday lender you may have to provide references. Most>payday advance lenders will typically approve you for a loan within 24 hours of receiving your paperwork and loan application.

No Interest Medical Credit Cards

Some credit card companies are offering a credit card that can only be used for medical expenses. You apply for the credit card like any other credit card, and will be given a credit limit for your medical expenses. Doctors and healthcare providers can put in applications to the credit card company to raise the credit limit if the medical procedure or expense exceeds the credit limit on the card. People who put medical procedures on this credit card will have up to a year to pay off the balance before they are charged interest.

Selling Personal Items

Selling personal items through a pawn shop or website like eBay can help you get the money you need to cover your medical expenses. Depending upon the items you are trying to sell you can get hundreds of dollars that you can put towards a medical procedure or medical expenses.

Popular items to sell include:
• Video Games
• DVDs
• Computers
• Clothing
• Books
• Old Toys
• Other Electronics such as TVs, DVD Players, and eReaders

Encountering medical expenses that you haven’t financially planned for can be frustrating and stressful. Applying for a payday loan, selling personal items, and using a no interest medical credit card, can help you come up with the cash you need to cover you unplanned medical expenses.

1 comment:

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