Financial sanity is one of those things I try to strive for. It isn't always easy, of course. Sometimes you just feel like chucking it all, and seeing if those old communes from the '60s are still around so you can grow food and not care about money any more. Of course that isn't going to happen because I love the Internet (and you guys) way too much to ever abandon all the creature comforts I'm hooked on. But still, being financially sane is about enough to drive me crazy. Take saving, for instance. Yeah, please. But seriously, saving really can be tough as nails.

Take the holidays; wait, keep the holidays right where they are, but let's get over the notion that Thanksgiving has to be this big deal where everybody is all uncomfortable and awkward. And why does Christmas have to be all about buying a bunch of stuff for everybody around you? I know, it's good for the economy and it creates jobs, and it's a nice thing to do for people. But when you think about it, this is the only time of the year where everybody and their brother feels like spending every dollar they have just to get people they barely know stuff that they may or may not like.

I mean, if you have tons of money it's fine to do stuff like that. But if you have to visit PayDayOne.com just to be able to afford your household bills after you binge out on holiday spending (have you seen how much they're selling a pie for these days?), it's getting to a point that only a crazy person would think is financially sane. But what are we going to do about this problem, anyway? There is just this psychological bent we all seem to have during some parts of the year, when it comes to giving people gifts.